Eliminate Card Fees. Permanently.
Compliant dual pricing shifts your card processing costs to card-paying customers — legally, transparently, and permanently. Most merchants run at near-zero card fees from day one.
How It Works
Dual Pricing. Done Right.
Dual pricing isn't a trick — it's a compliant rate structure that card networks and regulators explicitly allow. Done correctly, it eliminates your card processing cost entirely. Done incorrectly, it creates chargebacks and compliance risk. We've done this for hundreds of merchants.
01
Two Prices. Clearly Posted.
Your register shows a cash price and a card price. The difference between them covers your processing cost. Customers who pay cash get the lower price. Customers who pay card cover the fee. Both options are clearly displayed — no surprises.
02
Compliant by Design.
We design your program to the card network rules and applicable state regulations. That means correct signage at the register, proper terminal configuration, and compliant receipt language. You're protected — legally and operationally.
03
We Configure Everything.
Terminal programming, receipt formatting, counter signage, and staff training — all included. You don't touch the compliance side. We handle it before your first transaction and monitor it ongoing.
04
Card Fees: Gone.
Merchants running a properly configured dual pricing program process credit and debit card transactions at an effective rate near zero. That's not a teaser — it's the math of shifting the cost to the card-paying customer.
Statement Audit
We Find What You Don't Know You're Paying.
Most processors layer 8–12 separate fee types into a single monthly statement. Some are legitimate. Many are not. We've audited thousands of merchant statements and we know exactly where every unnecessary dollar is hidden — the fee names, the line items, and the markup techniques processors use to inflate your bill.
Send us your statement. We'll find them. All of them.
PCI Non-Compliance Fee
$30–$99/month charged when you haven't completed a PCI questionnaire — even if your terminals are fully secure.
Statement Fee
$10–$15/month just to generate a PDF of your own transactions. A real charge. Billed every month.
Batch Fee
$0.05–$0.25 every time you close a batch — often daily. Small numbers that add up to hundreds per year.
IRS Reporting Fee
Processors charge $5–$30 annually to file your 1099-K — a filing they are legally required to do at no cost to you.
Annual Account Fee
$75–$150/year for 'account maintenance' on an account that runs itself. Pure margin for the processor.
Minimum Monthly Fee
If your processing volume falls below a threshold, they charge you the difference. You pay even when business is slow.
Interchange Downgrade Surcharge
When transactions downgrade to a higher interchange tier, some processors add a hidden markup on top of the already-higher rate.
Gateway Stacking
A separate gateway fee billed in addition to processing fees — sometimes from two different companies, neither of which tells you about the other.
Early Termination Fee
$250–$750 to cancel a contract you didn't know was a contract. Buried in the original agreement.
Equipment Lease
Paying $80–$150/month for a terminal that retails for $300. 48-month leases that cost $5,000+ for a $300 device.
Free Statement Review
We'll Show You the Number.
Upload your most recent processing statement. Within 24 hours we send you a line-by-line breakdown — what you're actually paying, what you should be paying, and what we'd charge. No obligation. No sales call unless you want one.
Send Us Your StatementThe Full Picture
Processing Built Around Your Business.
Dual pricing eliminates the fee. Everything else makes the infrastructure worth keeping.
No Hidden Fees
No PCI fees. No batch fees. No statement fees. No annual fees. What we quote is what you pay — in writing, before you sign anything.
Interchange-Plus When It Fits
For eCommerce, B2B, or businesses where dual pricing isn't the right fit, interchange-plus shows every cost layer separately. Card brand fee, network assessment, our markup — each one visible.
Flexible Terms
Month-to-month is our standard. We earn your business through results. You stay because the value is there — not because leaving is expensive.
Next-Day Funding
Your revenue hits your bank account the next business day. Stop waiting 2–3 days for deposits you've already earned.
All Card Types
Visa, Mastercard, Amex, Discover, contactless, Apple Pay, Google Pay — one account handles all of it.
One Account, Multiple Locations
Counter, mobile, online, or in-field. Multiple terminals, departments, and locations without separate merchant IDs or complicated setups.
Month-to-Month
Flexible terms — no minimum commitment required.
Next-Day
Standard funding to your bank account.
All Card Types
Visa, MC, Amex, Discover, digital wallets.
Ready to Stop Paying Card Fees?
Send us your current statement. We'll show you exactly what you're paying, what you should be paying, and how dual pricing changes the math.
No obligation. No sales pressure. Just numbers.
Get a Free Rate Analysis