Our Story
Built on Infrastructure. Built for Operators.
TopTapPay exists because the payment infrastructure that enterprise businesses take for granted has always been out of reach for everyone else. We're changing that — one merchant at a time.
Why We Built TopTapPay
Most business owners have no idea how much they're overpaying to accept a credit card. Processors bundle fees into statements nobody reads, rent hardware at a markup, and lock merchants into contracts that make leaving expensive. The money leaves quietly — a few hundred dollars a month, every month, for years.
We built TopTapPay because the fix exists — it's just never been accessible. Dual pricing lets merchants pass card processing costs to card-paying customers, legally and compliantly, so the fee disappears from their P&L entirely. We configure it, handle the compliance, train the staff, and make sure it runs correctly from day one.
For businesses where dual pricing isn't the right fit, we audit every statement line by line — finding the hidden markups, junk fees, and unnecessary charges processors count on merchants never noticing. Then we replace them with something honest.
Card fees are optional. Most merchants just don't know it yet.
$2,000,000
In merchant fees saved
Zero
Fees we hide from you
0
Businesses served nationwide
Direct
Lines to your team — no tickets, no 1-800 numbers
What Drives Us
Core Values
Three letters. Three people. The standard we hold ourselves to — every merchant, every partner, every day.
TTM
To the Moon
We set the bar high — for every merchant we serve, every partner we work with, and every standard we hold ourselves to. No ceiling on what we build.
Justin Sanchez
Chief Operating Officer
GSD
Get Sh*t Done
Results matter more than process. We move fast, stay accountable, and handle what needs handling — so our clients never wait for answers.
Travis Lynch
Co-Founder
PMP
Payments Made Personal
Every business is different. We show up with a plan built for yours — not a script. Real relationships, real solutions, real outcomes.
Reed Corless
Co-Founder
Our Approach
How We Work
Three things we do differently from every other merchant services company — and why it matters for your business.
01
Audit Before We Quote
Before we recommend anything, we read your current processing statement line by line — interchange costs, network assessments, processor markups, and fees buried in the fine print. You see exactly what you're paying today. Then we show you ours.
02
Infrastructure Built for Your Business
Every POS system, terminal, and payment gateway in our portfolio is configured for your specific operation before it ships. Not a box of hardware with an instruction manual — a fully built payment stack, ready to run on day one.
03
Same Team. Direct Lines. Always.
The people who build your infrastructure are the same people you reach when something needs attention. No ticket system. No 1-800 number. Direct access to the same three people, by phone or text, every time.
Eliminate Fees
Dual pricing removes card brand costs from your P&L — permanently.
Pre-Configured
Every system is built for your business before it ships.
Month-to-Month
Flexible terms. We earn your business through results, not contracts.
Work With Us
Ready for Better Infrastructure?
Apply online in minutes, or reach out directly. We'll review your current setup and show you exactly where you stand.