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Find Out What You Should Be Paying.

Send us your processing statement. We break it down line by line — interchange fees, assessments, processor markups, and hidden charges. Results within 24 hours. No obligation.

Four Steps to Clarity.

No calls required to start. Send your statement and get your analysis back in 24 hours.

01

Send Your Statement

Email or upload your most recent processing statement. One month is enough. We can work with any processor format.

02

We Audit Line by Line

Our team breaks down every charge — interchange fees, assessments, processor markups, monthly fees, and any hidden items.

03

Get Your Results

Within 24 hours you receive a clear breakdown of what you're actually paying and what a competitive rate looks like for your business.

04

Decide With No Pressure

No obligation, no pitch. You get the analysis whether you move forward with us or not. We earn your business through transparency.

Six Things Most Merchants Never See.

These are the charges that quietly cost most businesses thousands of dollars per year.

Processor Markup Overcharges

Most processors charge 2-3x what they need to. We identify exactly where the excess is.

Hidden Monthly Fees

Statement fees, PCI fees, batch fees, annual fees — we surface every one.

Downgrades

Transactions that should qualify for lower interchange rates but get downgraded by processor settings. Very common, rarely noticed.

Miscategorized Transactions

Incorrect card type classification leads to higher rates on every transaction. We catch this every time.

Unnecessary Add-Ons

"Enhanced" service packages, fraud tools you didn't ask for, and subscription features you don't use.

Early Termination Exposure

We identify contract terms and ETF clauses so you know exactly what leaving your current processor costs.

TopTapPay

Ready to See What You're Actually Paying?

Send us your statement. We'll break it down line by line and show you exactly where your money is going — and where you could save.

Get Your Free Statement Review →